Your payment OS,
Enterprise-grade
Platforms and marketplaces use BIOS to build their own "Shopify Payments" —
aka payment OS or Embedded Payments
Your way.
Your needs.
Your payments.
Built on top of PSPs
BIOS doesn't replace PSPs, it's a backend built end-to-end on top of them that gives you superpowers over PSPs like Stripe, Adyen, or Paypal, without the responsibilities
Enterprise-grade power
You get an Enterprise-grade and multi-PSP backend by default. You can stick and build with the PSPs you want, BIOS gives you the ne plus ultra conditions to build with them
Fatter profitability
A payment OS is made to make you profit from every layer - payins, payouts, down to currency conversion. In simplified numbers, a revenue stream of around 3-5% per transaction
Globally Ready ops
You get a default global payment OS by design. Everything is already in place - PSPs, methods, local entities, bank accounts, system requirements, and more at a global scale
Aka your own "Shopify Payments"
Shopify makes over 70% of its revenue from payments. BIOS gives you the same power as enterprises like Shopify to build your own payment OS, aka your own "Shopify Payments"